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Building Business Credit Profile: How Long Does It Take?
Mixing business with personal life is rarely a good idea, especially when it comes to finances. Even so, 46% of small business owners use personal credit cards for business purposes. While using...
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What Is a Credit Privacy Number (CPN): A Beginner’s Guide
A Credit Privacy Number (CPN) is a nine-digit illegal alternative to a Social Security Number (SSN). It is usually claimed to be a substitute for an SSN, and people use it to hide their credit history....
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How Do You Choose The Best Credit Building App?
Thinking of using a credit building app but not sure which one? We’ve got you. A good credit score helps you in making big moves like buying a house, purchasing your dream car, or even starting your...
View ArticleBest Credit Building Apps Like Self To Consider In 2024
Surprisingly, 80% of Americans are actively working to improve their credit. It’s a staggering statistic, and it’s one you definitely don’t want to associate with. But here’s the thing – you don’t...
View ArticleDoes Paying Rent Build Credit?
Does paying rent build credit? And does a late rent payment affect your credit score? Let’s find out. 34% (44 million) of U.S. households are renters, and 4% of renters are under 35. Rent is one of the...
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Best Credit Builder App You Must Know In 2024
Forget the struggle of building credit! A credit builder app offers a powerful solution to unlock a healthy financial future. These innovative apps empower you to establish a positive credit history,...
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Building Credit With a Secured Credit Card: A Complete Overview
Secured credit cards are a smart way to build or rebuild your credit, especially if traditional credit options aren’t available. With a secured card, you’ll put down a refundable security deposit,...
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Does Paying off a Loan Early Hurt Credit? Your 2024 Guide
Paying off your loan early can wipe out the excessive burden of recurring debt payments. Once your loan amount is paid off, you can move on to seeking new financial achievements. However, paying off a...
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How To Build Credit At 17?
Can you apply for credit under age 18? If not, how can you build credit before 18? Well, although you need to be at least 18 to legally open credit accounts, you can still start building credit at 17....
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What Is a Good Length of Credit History?
When you hear the term “credit,” the first thing that likely comes to mind is your credit score– a numeric representation of your financial health. While your credit score is an important metric, it’s...
View ArticleHow to Build Credit in 2024? Start from Scratch
Planning to build credit is a choice that can strengthen your financial status in many ways. However, the possibility of getting loans or credit cards is very slim if you don’t have a credit history....
View ArticleHow to Freeze Your Credit in 2024? An Ultimate Guide
Knowing how to freeze your credit is an essential step to protect your financial information from unauthorized access. A credit freeze limits access to your credit reports from major bureaus like...
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Credit Lock vs Freeze: How They Differ and What to Choose
Credit Lock vs FreezeCredit freezes are legally free and need a PIN or password to unfreeze, whereas credit locks are typically paid and unlockable via an app or online portal. If you’re constantly...
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What Is the Minimum Monthly Payment on Medical Bills?
Medical bills can be troublemakers when you don’t know how much to pay each month to avoid collections. That’s why understanding what is the minimum monthly payment on medical bills is essential to...
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How To Raise Your Credit Score In 30 Days
Wondering how to increase your score in 30 days? Monitoring your report, identifying and disputing errors on your report, and reducing debt and reducing debt can all help fast-track your credit...
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What Is Credit? Breaking Down the Basics
Credit, credit scores, and credit reports are interconnected pillars of your financial journey. Whether securing a credit card or purchasing your dream home, having a firm grasp of these concepts is...
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